MasterQuant and TrustStrategy, two platforms at the forefront of AI-driven crypto trading, have released findings showing a clear generational shift in how young traders approach the market. The data highlights that more than two-thirds of Gen Z investors (aged 18–27) already rely on or are open to using AI tools as part of their trading strategies.

This growing reliance on automation marks a fundamental change in investor behavior. The analysis shows that 67% of Gen Z traders have activated at least one AI-powered strategy in the last quarter, pointing to a broader preference for risk control, consistency, and decision-making support through automation.

Key Findings

  • 67% of Gen Z traders used at least one AI bot during Q2 2025.
  • 22.1% engaged with AI-driven strategies at least four times per month.
  • Gen Z accounted for 60% of total bot activations across the platforms.
  • They averaged 11.4 days per month using AI, more than double older traders.
  • Gen Z users were 2.4x more likely to rely on AI-generated signals than traditional technical indicators.

Notably, these habits intensify during market volatility. Around 73% of Gen Z traders switched on automated tools when the market spiked in activity, but often paused them in slower conditions. This reflects deliberate use of AI rather than passive dependence.

Trust in AI and Delegated Control

MasterQuant and TrustStrategy’s data reveals that AI is more than a convenience tool for Gen Z — it is central to how they manage the emotional side of trading. Automated bots reduce panic selling by nearly half compared to manual traders during stressful market swings.

Rather than micromanaging, Gen Z traders set clear rules and allow bots to operate within those limits. This structured delegation reduces emotional decision-making and aligns with broader behavioral patterns seen in younger professionals, many of whom already view AI assistants as part of their daily workflow.

AI as a Tool for Risk Management

AI usage is not just about speed or automation — it plays an increasing role in enforcing discipline. Among Gen Z traders using MasterQuant and TrustStrategy:

  • They were 1.9x less likely to place impulsive trades immediately after sudden news.
  • They were 2.4x more likely to configure stop-loss and take-profit orders.
  • 58% of all AI-powered trading occurred during high-volatility sessions.

This shows that AI is becoming a protective layer, helping younger traders avoid overexposure during uncertain conditions.

Generational Differences: Gen Z vs. Millennials

The platforms’ research found stark contrasts between Gen Z and Millennials. While Millennials lean on chart-based, thesis-driven strategies, Gen Z traders prefer flexible, modular tools that can be adjusted quickly. Their trading style mirrors their engagement with social platforms — interactive, fast-paced, and tailored to short attention spans.

The Future of AI in Trading

MasterQuant and TrustStrategy project that AI will evolve from being just a feature into the backbone of crypto trading. By 2028, forecasts suggest that over 80% of Gen Z traders will rely on AI for end-to-end portfolio management, including rebalancing, risk allocation, tax automation, and multi-chain strategies.

The global AI trading industry itself is expected to expand rapidly, with market size projected to reach nearly $70 billion by 2034. However, both platforms caution that risks remain, from algorithmic biases to unpredictable market shocks. They emphasize transparency, accountability, and trader education as critical for safe adoption of AI-driven strategies.

About MasterQuant and TrustStrategy

MasterQuant and TrustStrategy are leaders in AI-powered trading solutions, offering advanced tools for both new and experienced investors. Their platforms prioritize transparency, security, and innovation, enabling traders to make informed decisions while adapting to the fast-moving world of digital assets.